Farm Insurance in Troy and Piqua, OH

Graves-Fearon Agency

Planting Insurance Solutions for Residents and Businesses in Western Ohio

Expertise exists across various disciplines. Whether showcased through skill or commentary, it’s a valuable asset obtainable through hard work. At Graves-Fearon Agency, we can attest to the level of dedication necessary to achieve unmatched expertise.

Our agency boasts more than seven decades of shared experience between staff members. During our time in the insurance industry, we’ve developed lasting relationships with the clients we serve. In fact, we’re proud to say our reputation often supersedes any marketing efforts, as long-term acquaintances build our business on referrals.

Another prideful note is the expertise we’ve gained in the areas of farm and business insurance. We’re one of the only agencies in the Troy area that specializes in risk management and insurance services for farmers. This expertise didn’t develop by accident. Two agents at Graves-Fearon Agency grew up on farms and are passionate about the agriculture business. They continue this focus as administers of our farm insurance program, planting seeds of adequate coverage. 


The Coverages We Produce

Although farm insurance is a niche product for our agency, we offer a wide-range of selections spanning various industries.

We begin our process by learning more about your business and its operations. After needs are determined, we develop a fitting insurance package. Clients often consider insurance policies in a one-size-fits-all mindset; however, an accurate policy takes into account the unique requirements of each business and individual insured.

The next step entails matching these needs with coverage from our collection of national carriers. For clients, this confirms personal attention is accompanied by a reliable insurance product.

Over the years we’ve worked with countless local farmers to protect their valuable assets. These relationships have provided insight into the common exposures faced when farming in Ohio, Indiana, and Kentucky. The unpredictability of weather in the area influences many individuals to consider crop insurance. For protection of a farmhouse, farm owners insurance can secure personal property and provide liability protection.

Agents are available to guide clients toward their insurance destination. We stay ahead of the curve in terms of developments within the industry, translating this knowledge into policies written. On-going service extends to monitoring policies – verifying coverage accuracy and competitive rates. This proactivity is also illustrated through semiannual and annual insurance reviews with clients. 


Local, Trustworthy Agents Focused on You

Graves-Fearon Agency has operated as a local, independently owned agency since 2006. Our staff consists of longtime residents of the surrounding area – with many agents born and raised in the region. This proximity is an advantage when determining coverage for clients. We drive around the same turns and reside in the same neighborhoods, which means we confront the same risks.

Aside from professional services, we’re interested in personally serving the greater community. Our attention to farming encompasses this service aspect, as monetary and volunteer support is issued to 4-H, Future Farmers of American (FFA), and the Miami County Farm Bureau. The following is a collection of other organizations we’re involved with:






We look forward to learning more about you and your insurance needs. Agents are available to discuss options during traditional work hours, as well as evenings and weekends, by appointment.

For more information regarding our insurance expertise, contact an agent at your convenience. To begin a policy, request a quote


Additional Resources:





What a great company ! The service we received after this latest storm was excellent ! Within just a few days we had a check in hand to make repairs . But not only did they fix what I saw the adjuster found other things that needed fixed that I did not notice ! They went over and beyond taking care of us ! Special thanks to Sharon Hickman Helton for guiding me through the process !
Glenn M
I've been with Nationwide for 33 years. Times change, premiums have changed but my service has always remained the same. Excellent. It's so nice to have an actual agent to discuss my policies with. Someone who knows me and listens to what my insurance needs are.
Pam E
Mike and Pam have been serving our insurance needs for many years. Weather it is for a personal or business matter they are both very knowledgeable and prompt.
Worked with Pam and the team since we moved to Tipp City several years ago. We have had policies for renters, homeowners and automobile insurance and have had great service. They also were helpful with new coverage for our daughters insurance needs when they went out to be on their own.
Roger H
We have been with Nationwide 40+ years and the Fearon agency since the aquisition of the Nickol agency. The transition was seamless and the staff could not have been more helpful. We had a barn fire 5 years ago and Mike and the adjusters answered our questions and met every need plus more! Pam is always prompt with our requests and goes the extra mile for customer satisfaction. Would recommend this agency to all our friends!!
Sheep herder
Pam Wisecup has been a very knowledgable agent to work with, and is very reliable and helpful!
I have been with Graves-Fearon for many years. I rarely need the help of my insurance company, but when I need assistance, they have been awesome. Very helpful and well-educated on the services and products that are available. Top notch!!
Very nice to work with, always gets back to you on any questions you my have.
I couldn't be happier with graves-fearon. Pam and the team there really know what their doing and are always very friendly. I have moved almost my whole family to this agency. Keep up the great work!!
I have been with this agency for many years, including while my kids were new drivers, and have always been pleased with the customer service and resolution of claims. Pam has always been very helpful: responsive to my questions and quotes for new vehicles and trying to get me the best rates.
I have never had an issue with getting my questions answered (and I always have a lot), paying a bill, or just getting general information! Being new to "adulting" they have made car and renters insurance so easy for me to understand and I feel safe knowing I am covered!
I have worked with Pam on our insurance needs for the past 4 years. She is always prompt on answering questions and helping out. There was a ton of questions we had when we built our house and I couldn't have done it without her help and suggestions. And somehow always remembers who you are. Mike went out of his way to come to our house when we had questions on how our farm needed to be insured. The Graves-Fearon team is always there to help and exceeding your exceptions.
The staff is knowledgeable and great to work with.
I had the pleasure of working with Pam Wisecup, who got us a great price on great policies for both homeowners and auto. We had some problems with the company we were leaving, and Pam went above and beyond to make sure we had the info needed to resolve those problems. I would HIGHLY recommend her and this agency for whatever insurance needs you have.
I have been a client of the office for years. Always been given the best customer service. They even saved me money a couple of times by re-configuring how I set up my coverage. I have my cars and home both insured with them. Great office and super staff.
We switched to Nationwide because our previous insurance carrier was no longer able to meet our insurance needs. Nationwide not only meets our needs, but they also have great service while doing it! I would recommend Nationwide to anybody.
Pam at the Fearon Agency is always there to answer any questions that I have. I don't understand all of the ins and outs of insurance, but she takes the time to explain them to me. On many occasions she has offered me options on how to save money. I have always found her and the agency very helpful. I have all of my insurance with that office. I will recommend Pam and the Fearon Agency when ever I can.
Pam is always prompt and professional. I feel that she does her best to get me the best policy at an affordable rate.
Graves-Fearon has been easy to work with and I feel they do their best to give me an affordable rate.
A very well run agency. Available for questions, additional coverage and advice. Assisted with my damaged roof repair when the home office was less than enrhusiastic.
Staff members are always kind and courteous. Issues are resolved quickly and efficiently.
I have been very happy thus far. Pam was very helpful in answering all of my questions.She is knowledgeable and understanding of my wants and needs. I am positive I am with the best Insurance company for my home and auto insurance. Keep up the great work!!
They are a great company and are very friendly i recommend them alot
My family and I have been with the Graves-Fearon Agency for years. I have had nothing but good experiences and excellent customer service. I trust them and would highly recommend their services.
Have been dealing with this agency for years, always have been satisfied with staff and their professionalism. any claims made were handled well, expediently.
Kim was a big help with my auto ins.easy to work with.Takes a personal interest in your problems.Kim is rated AAAAAAA++++++. Thanks
Pam really took a lot of time to explain insurance and what actually is covered. I felt she was interected in what we wanted and made sure we had right coverages. Very pleasant agency. I will tell my friends too
Mike and his team have always been top-tier to us. I have only the highest praise to give for his knowledge of products, availability to assist with procedures, and the team he has put together to support day-to-day operations. If you're looking for an agent - look no further! Seriously - you will be glad you switched to Mike.